WV Farm Bureau Magazine June 2016 | Page 7

Personal injury Both passengers suffered serious injury. One passenger sustained a degloving leg injury—resulting in extensive nerve and muscle damage. The second passenger sustained a fractured arm, multiple leg breaks and a degloving leg injury. Due to the severity of the injuries, both passengers will require treatment throughout their lives. with any training, materials, suggestions or information provided. It is the user’s responsibility to confirm compliance with any applicable local, state or federal regulations. Information obtained from or via Nationwide Mutual Insurance Company should not be used as the basis for legal advice or other advice, but should be confirmed with alternative sources. Nationwide and the Nationwide N and Eagle are service marks of Nationwide Mutual Insurance Company. Personal responsibility Police came to the scene of the accident and interviewed several witnesses who reported seeing the driver operating the unit in a reckless manner. As a result, the farmer’s son received several tickets, including reckless driving, operating a motor vehicle without a license and parental permission to operate a motor vehicle without a license. Financial consequences All of the families were friends, but due to the severity of the injuries both sets of parents immediately sought legal counsel. The farmer had a farm policy with a $ 1 million limit and an umbrella policy with $1,000,000 limit. The full limits of both policies were paid to resolve this claim. Accident prevention Parents should determine each family member’s readiness to operate an RTV or ATV based on physical size, coordination, balance, ability to judge distances, willingness to follow rules and peripheral vision. Visitors to your farm should never be allowed to ride or operate your RTV or ATV. Careful operation is your best protection against an accident. All operators should read and understand the vehicle operator's manual and other related manuals before operating the vehicle or any implement attached to it. It is the owner's obligation to instruct all operators in safe operation. Products underwritten by Nationwide Agribusiness Insurance Company, Farmland Mutual Insurance Company, Allied Property and Casualty Insurance Company and AMCO Insurance Company. Home Office: 1100 Locust Street Des Moines, IA 50391. Subject to underwriting guidelines, review and approval. Products and discounts not available to all persons in all states. Source: 2014 SNL Financial Report. Based on statutory data. The information included in accompanying materials was obtained from sources believed to be reliable, Nationwide Mutual Insurance Company and its employees make no guarantee of results and assume no liability in connection Want to know the secret to FREE Electricity? We make it easy to earn from the sun! Get Your FREE Estimate 30% FEDERAL TAX CREDIT AMERICAN MADE SOLAR PANELS FINANCING AVAILABLE Mountain View Solar 304-258-4733 The Most Trusted Names In Solar www.mtvSolar.com West Virginia Farm Bureau News 7