The Silent Housing Crisis | Page 29

Chart J Chart J Households Are Carrying Much More Mortgage Debt into Their Retirement Years Share of Owners with Mortgage Debt by Age Group (Percent) 80 Average Loan-to-Value Ratio for Owners with Mortgages by Age Group (Percent) 60 70 50 60 50-64 40 50 40 65 and Over 30 30 20 20 10 10 0 1992 1998 2004 2007 2010 0 1992 Note: Estimates include only owner households with mortgages on primary residences. Source: JCHS tabulations of Federal Reserve Board, Surveys of Consumer Finances. 1998 2004 2007 2010