“Work Safely at Height”
16 To place editorial email [email protected]
Building and Property Maintenance services in Ayrshire and
throughout Central Scotland
› Gates & Fencing
› Paving & Monoblocking
› Maintenance & Repairs
› High Level Roof Cleaning
› Interior & Exterior Property Maintenance
› Landscaping
› Painting Services
› Brick & Stone Cleaning
› House Clearance
› Groundworks
CONTACT US FOR A FREE QUOTATION
www.ba-properties.co.uk
Fisk Mortgage Services
We can help:
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First Time Buyers • Home movers
Re-mortgage – review of your current deal
Over 55’s looking to release equity from your home
Home insurance – Life cover – Critical illness
Income Protection
CALL US ON: 07932 835739
Angela Fisk of Fisk Mortgage Services
I have lived & worked in Stewarton for the last 23 years. I have over 23 years experience in
Financial services & fully qualified to advise clients on mortgages & insurance & Equity Release.
We set up Fisk Mortgage Services in May 2007 with clients all over Ayrshire & as far as Cornwall!
My business is all about looking after my clients now & in the future by building & maintaining a
long lasting relationship with them & their family. We all lead such busy lives therefore I can see
clients where & when it’s convenient to them which is often at their home in the evening. I am
passionate about raising the awareness that everyone should get the correct advice from a qualified
advisor & cannot stress how important this is.
I have become very involved in advising clients looking to release equity from their home. This
would typically be those over 55 who own their own home however may need to raise money for
a number of reasons, it could be to repay an existing mortgage, help out family or simply that they
want some more money to enjoy as they please when they retire, let’s face it they probably worked
hard all their lives so now it’s their time to reap the benefits. This is obviously very topical as many
people are now retiring or nearing retirement but still have mortgages, or need for additional
income in retirement & are not sure where to turn for advice. This is where a good qualified
adviser comes into the picture.
WHAT IS EQUITY RELEASE?
Need advice on what to do next?
With access to the whole mortgage market we’re sure to find the right
solution for you.
Our fully qualified Mortgage Adviser can meet you at a time & place that
is convenient to you to discuss your needs free of charge initial meeting.
For mortgages we can be paid by a combination of a fee of usually £395
& commission paid by the lender & equity release the fee is usually £595.
Your home may be repossessed if you do not keep up repayments on
your mortgage. Equity release refers to Home reversion plans and
Lifetime mortgages. To understand the features and risks ask for a
personalised illustration.
To make an enquiry or arrange for an appointment call
01560 484100
Email: [email protected]
www.fiskmortgageservices.co.uk
Equity release is a means of releasing equity from your home.
There are usually no monthly repayments to make however you may opt to have a Lifetime
Mortgage where interest payments can be made each month. This will reduce the remaining
equity in your home. If you live a long time or house prices fall, there may be no equity left
for your heirs to inherit. Do you need access to cash? It’s your money you can spend it on
anything you like from repaying an existing mortgage/ debts, helping with the costs of living,
to helping grandchildren onto the property ladder, to making home improvements, new car or
even travelling and seeing the world!
Taking out an equity release plan will reduce the value of your estate and could affect your
entitlement to state benefits so it’s important you get advice on the best solution for you. If you
would like to find out more about equity release contact me to arrange a FREE INITIAL NO
OBLIGATION CONSULTATION in the comfort of your own home at a time to suit you, with
your family present if you wish. Equity Release has made a substantial difference to the lives of
many people why not see how it could make a difference to yours?
Your home may be repossessed if you do not keep up repayments on your mortgage.
Equity release refers to Home reversion plans and Lifetime mortgages. To understand the
features and risks ask for a personalised illustration.
For mortgages we can be paid by a combination of a fee of usually £395 & commission paid by
the lender & equity release the fee is usually £595
For more information contact Angela on 01560 484100