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Fisk Mortgage Services
We can help :
• First Time Buyers • Home movers
• Re-mortgage – review of your current deal
• Over 55 ’ s looking to release equity from your home
• Home insurance – Life cover – Critical illness Income Protection
Need advice on what to do next ?
With access to the whole mortgage market we ’ re sure to find the right solution for you .
Our fully qualified Mortgage Adviser can meet you at a time & place that is convenient to you to discuss your needs free of charge initial meeting .
For mortgages we can be paid by a combination of a fee of usually £ 395 & commission paid by the lender & equity release the fee is usually £ 895 .
Your home may be repossessed if you do not keep up repayments on your mortgage . Equity release refers to Home reversion plans and Lifetime mortgages . To understand the features and risks ask for a personalised illustration .
To make an enquiry or arrange for an appointment call 01560 484100 Email : angela @ fiskmortgageservices . co . uk www . fiskmortgageservices . co . uk
Angela Fisk of Fisk Mortgage Services
I have lived & worked in Stewarton for the last 24 years . I have over 25 years experience in Financial services & fully qualified to advise clients on mortgages & insurance & Equity Release .
We set up Fisk Mortgage Services in May 2007 with clients all over Ayrshire & as far as Cornwall ! My business is all about looking after my clients now & in the future by building & maintaining a long lasting relationship with them & their family . We all lead such busy lives therefore I can see clients where & when it ’ s convenient to them which is often at their home in the evening . I am passionate about raising the awareness that everyone should get the correct advice from a qualified advisor & cannot stress how important this is .
I have become very involved in advising clients looking to release equity from their home . This would typically be those over 55 who own their own home however may need to raise money for a number of reasons , it could be to repay an existing mortgage , help out family or simply that they want some more money to enjoy as they please when they retire , let ’ s face it they probably worked hard all their lives so now it ’ s their time to reap the benefits . This is obviously very topical as many people are now retiring or nearing retirement but still have mortgages , or need for additional income in retirement & are not sure where to turn for advice . This is where a good qualified adviser comes into the picture .
WHAT IS EQUITY RELEASE ?
Equity release is a means of releasing equity from your home .
There are usually no monthly repayments to make however you may opt to have a Lifetime Mortgage where interest payments can be made each month . This will reduce the remaining equity in your home . If you live a long time or house prices fall , there may be no equity left for your heirs to inherit . Do you need access to cash ? It ’ s your money you can spend it on anything you like from repaying an existing mortgage / debts , helping with the costs of living , to helping grandchildren onto the property ladder , to making home improvements , new car or even travelling and seeing the world !
Taking out an equity release plan will reduce the value of your estate and could affect your entitlement to state benefits so it ’ s important you get advice on the best solution for you . If you would like to find out more about equity release contact me to arrange a FREE INITIAL NO OBLIGATION CONSULTATION in the comfort of your own home at a time to suit you , with your family present if you wish . Equity Release has made a substantial difference to the lives of many people why not see how it could make a difference to yours ?
Your home may be repossessed if you do not keep up repayments on your mortgage . Equity release refers to Home reversion plans and Lifetime mortgages . To understand the features and risks ask for a personalised illustration . For mortgages we can be paid by a combination of a fee of usually £ 395 & commission paid by the lender & equity release the fee is usually £ 895
For more information contact Angela on 01560 484100
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