Terre Haute Living December 2016 - Page 36

Now that I’m older, ISU supports me in this service, and my church always encourages us to do service as well. I encourage my children through example.” Malone loves the Christmas season and thought that ringing the bell was something she would be good at. “I’m a people person,” she said. “I started at Kroger east and Baesler’s. I go after work and they have a bell, apron and kettle waiting. The people at Salvation Army are all really great to work with. If something comes up, they step in, if I can’t be there. People in general are really generous. It warms your heart. It’s refreshing that people give to help others who don’t have at Christmas time. You get the grumblings too, not that many, but my goal is to be a little sympathetic and wish them a Merry Christmas. Some people tell me they will donate to me because I’m so cheerful! It’s a rough time of year for a lot of people, so if I can spread some cheer, that’s great.” The program began on Nov. 16 this year and will run through Dec. 24. Community members can find Malone at Baesler’s, ringing her bell, or at Kroger east, again this year. Other volunteers will be located at businesses throughout the Valley. The goal for The Salvation Army of Vigo County is to raise $156,000 through the Red Kettle program, and the over-all goal during the Christmas season, of $205,000. “I have seen that they are really needing more volunteers” Malone said. “You’re braving the elements out there and it can be really cold. It can be hard.” Additional programs The Salvation Army offers include social services and the food pantry, their main focus during the year, which provides groceries and personal hygiene products to 40 to 45 families each week. The organization also sets aside a small portion to assist people with rent and utilities. The Salvation Army is also a church and offers services open to everyone on Sundays and during the week. For more information about the CollegeChoice 529 Direct Savings Plan (CollegeChoice 529), call 1.866.485.9415 or visit www. collegechoicedirect.com to obtain a Disclosure Statement, which includes investment objectives, risks, charges, expenses, and other important information; read and consider it carefully before investing. Ascensus Broker Dealer Services, Inc. is Distributor of CollegeChoice 529. They’ll Thank You Now & Then. Sweet! If you are not an Indiana taxpayer, consider before investing whether your or the beneficiary’s home state offers any state tax or other benefits that are only available for investments in that state’s qualified tuition program. It’s the gift that lasts a lifetime. CollegeChoice 529 offers you two ways to give: Open an account for someone special in your life, or contribute to their existing one with Ugift ®. With as little as $10, you can save now to help them save later. CollegeChoice 529 is administered by the Indiana Education Savings Authority (Authority). Ascensus Broker Dealer Services, Inc., the Program Manager, and its affiliates, have overall responsibility for the day-to-day operations, including investment advisory, recordkeeping and administrative services, and marketing. CollegeChoice 529’s Portfolios invest in: (i) mutual funds; or (ii) an FDIC-insured omnibus savings account held in trust by the Authority at Sallie Mae Bank. Except for the Savings Portfolio, investments in CollegeChoice 529 are not insured by the FDIC. Units of the Portfolios are municipal securities and the value of units will vary with market conditions. CollegeChoice 529 is a SMART way to save: Investment returns will vary depending upon the performance of the Portfolios you choose. Except to the extent of FDIC insurance available for the Savings Portfolio, depending on market conditions, you could lose all or a portion of your money by investing in CollegeChoice 529. Account Owners assume all investment risks as well as responsibility for any federal and state tax consequences. • Contributions can grow tax-free • Savings can be used for tax-free qualified expenses at ANY eligible post-secondary school • Indiana residents may qualify for a 20% state income tax credit of up to $1,000 a year* Not FDIC-Insured (except for the Savings Portfolio). No Bank, State or Federal Guarantee. May Lose Value. Learn more and enroll at collegechoicedirect.com 36 Terre Haute Living • December 2016 * Indiana taxpayers are eligible for a state income tax credit of 20% of contributions to their CollegeChoice 529 account, up to $1,000 credit per year. This credit may be subject to recapture from the account owner (not the contributor) in certain circumstances, such as rollover to another state’s 529 plan or nonqualified withdrawal. tribstar.com/terrehauteliving