Understanding your Home
Insurance Policy
Deciphering all of the parts
of your home insurance
policy can be difficult. This
article covers the basics in
order for you to understand
your policy more easily. All
home insurance policies
follow the same general
format: A declarations
page, a definitions section
and sections for property
insurance and liability
insurance.
Policy Schedule
The policy schedule is the part of
your insurance policy that provides an
overview of the details specific to your
contract, including the following:
• Name of the insurance company
• Your n