NO WORRIES INSURANCE Insurance : do you know what you ’ re covered for ?
NO WORRIES INSURANCE Insurance : do you know what you ’ re covered for ?
Travelling is an amazing experience . Most of us spend a long time saving for , planning and looking forward to our holidays and the last thing any of us want is problems while abroad . If chosen wisely , travel insurance can take all of these worries away and frequently comes at just a tiny fraction of the cost of your trip .
When on our travels we often do things we wouldn ’ t do in our normal lives ! We seem to let our guard down and take risks . Sadly , some dream holidays very quickly turn into a nightmare when we find ourselves in a foreign country realising we do not have the right cover .
As with your travel plans , you need to do your homework when it comes to choosing your travel insurance . All over the world people seem to be very relaxed when it comes to travel insurance . Travellers are being tempted into taking cheap or complimentary insurance deals and when things go wrong they find they are not covered for the most basic of mishaps .
People often don ’ t read the fine print for their travel insurance and can get caught out when something happens . Some policies are so basic they even fail to protect families against things like missed flights , lost bags and medical bills .
Tony Venning , Managing Director of NoWorries Insurance has experienced firsthand the horror of being involved in an accident that required urgent medical attention while overseas , only to find out his insurance did not cover the accident .
Tony was travelling with his wife in Vietnam and they decided to throw caution to the wind and hire a motor-scooter . On the way back from a beautiful day of sight-seeing they lost control of the bike and both he and his wife fell off .
Their injuries were frightening ! Tony had lost most of the skin on his left hand side , his ankle was broken and he had severed an artery in his ankle which led to blood spurting out about a foot high in the air .
They were rescued by a local and driven in a local banana truck , which doubled as an ambulance , to a very basic medical clinic with questionable hygiene standards and an even more questionable medical experience .
After requesting some crutches , one of the locals got a band saw and literally cut two wooden sticks out of the forest and presented them to Tony . It was then that they decided they needed to get off the island to receive proper medical treatment .
Tony and his wife travelled back to Australia only to discover their wounds were horribly infected as a result of sub-par medical care and they spent the following two weeks in Flinders Hospital in Adelaide receiving skin grafts , undergoing plastic surgery and having their broken limbs set .
Unfortunately , Tony ’ s insurance didn ’ t cover any of the medical costs as it did not provide cover for the operation of a motor-scooter unless you had a valid motorcycle licence in your resident country . It was an expensive and very stressful oversight .
Tony says he always dreamt of one day owning his own company but it was the scary experience in Vietnam that made him realise life is too short and after months of brain storming and planning , NoWorries Insurance was born .