Budgeting Loan
Help from your local authority
If you are getting certain
benefits you may be able to get
a Budgeting Loan to help pay for
essential things like rent, furniture,
clothes or hire purchase debts.
Your local authority may have a
welfare assistance scheme to help
people in a crisis and/or those who
cannot afford to buy household
goods like fridges, freezers, beds etc.
The smallest amount you can
borrow is £100. Budgeting Loans
are interest-free so you only
pay back what you borrow. You
normally have to repay the loan
within 104 weeks.
You should get in touch with your
local authority to see what help they
can offer.
Find out more at
gov.uk/budgeting-loans
The Child Poverty Action Group has
a website that can link to your local
scheme, visit www.cpag.org.uk/lwas
Grants
There are sometimes grants that
you may be able to apply for. You
can ask a local advice centre if there
are any local grants. Turn 2 Us is a
charity which has a grants search
tool. Find out more at turn2us.org.uk
Norman’s story
Giving up work to care for his wife
Ros plunged Norman into serious
financial trouble. A call to the Carers UK
Adviceline changed everything.
Photo: BBC
Looking after someone
My call to the
Carers UK Adviceline
was the first time I felt
someone was listening
to me as a carer. I spoke
to an Adviser who talked
to me about my situation
and let me know what
help I was entitled to, and
what my options were.
I just wish I had this
information when I first
started caring for Ros.
I’m sure our life would
have been quite
different.
carersuk.org
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