Coffee Shop Goss Fingal > Pottsville - November 2013 | Page 3

money smart SIMPLE WAYS TO SAVE MONEY Save on clothes and other items With fashion changing every season, you don't really need to buy new clothes all the time: If you're buying clothes, check if you can wash them to avoid dry cleaning bills If you buy something, make sure it goes with at least two other things in your wardrobe so you can get a few different outfits out of one item Check op-shops and local markets for bargains Ask your neighbours, friends or family if you can borrow tools or gardening equipment, rather than buy new items Save money with a friend It can be harder to save money when the people around you are keen to spend. Try and find a friend who also wants to save money. You can share tips, enjoy cheap nights out and borrow from each other rather than buy new things. You could even have a competition to see who saves the most money over a set time. Save on bank fees Some financial institutions offer basic bank accounts with: No account keeping fees Free monthly statements No minimum deposit amounts No overdrawn fees NOVEMBER 2013 > COFFEE SHOP GOSS > FINGAL TO POTTSVILLE > 3