Clearview National August 2015 - Issue 165 | Page 91

businessnews Short-term Credit for Self-employed SubMe Limited, a responsible credit facility provider has announced the launch of its brand new product, ‘Self-Employed Loans (SEL)’. »»The new product is available exclusively to the selfemployed market and has been designed to provide easy access to short-term credit for selfemployed individuals. Greg Kitchen, Chief Executive said: “A lot of self-employed people may find themselves in a situation where they need help with their finances to deal with unexpected expenses, but find they are ignored by traditional lenders.” “As a responsible, compliant and ethical lender (authorised and regulated by the Financial Conduct Authority), we provide credit in accordance with strict underwriting criteria and based upon the Individual’s current year to date earnings and affordability. As a result, we invested in product research, technical infrastructure and dedicated Underwriting, Operations, Debt recovery, Sales and customer service departments to ensure the successful launch and ongoing delivery of SEL.” ‘’We work with a lot of selfemployed individuals within the construction Industry and working with an entity such as SubMe will allow us to enhance our offering to contractors and clients. In case of an emergency or an unexpected bill, operatives can avoid falling into the trap of pay day loans.” Greg added: “We feel that the new (SEL) credit facility, which we launched 1st July, will become a national success within the self – employed CIS market. I worked in the construction trade for over 20 years so know how hard it was to get credit being self-employed. We always found it very difficult to get credit, solely because of the risk of not being in work, or having three years of consistent accounts, that were favourable to main stream lenders.” To find out more about SubMe, visit www.sub-me.com DEDICATING SUPPORT TO SPECIALIST SYSTEMS »»Malcolm Taylor has been appointed as a new Product Manager at REHAU, working exclusively on the company’s specialist systems. Malcolm is an experienced marketeer, having worked for more than 12 years in REHAU’s industrial products and cable management divisions identifying market opportunities and driving new product development. Focused on the commercial sector, Malcolm’s new role involves working closely alongside REHAU’s commercial sales team to target and exploit new project sales opportunities and liaising with the technical and product development teams in the UK and in Germany. Malcolm said: “The huge potential which exists for our specialist systems makes this a very exciting challenge. We have already shown that we can challenge aluminium in virtually every commercial application not just on thermal performance but increasingly on aesthetics too, and now REHAU is investing in the resources we need to increase awareness, generate sales enquiries and enhance our offering. “The latest evidence of this is the REHAU Polytec 50S has recently been submitted for testing and has achieved approval from the Centre for Window and Cladding Technology (CWCT) and achieved excellent results for wind resistance and water.” www.rehau.co.uk C L E A RV I E W-U K . C O M » AU G 2015 » 91