a l u m n i f e at u r e s
WORRIED ABOUT THE ECONOMY,
LOW INTEREST RATES AND THE
STOCK MARKET?
A
Shenandoah University charitable gift annuity offers a
fixed, guaranteed income stream, partly tax-free—with
payout rates as high as 9% depending on your age — that is
guaranteed and not affected by market conditions or other
changes in the economy. Gift annuities are secured by the
entire asset base of the university.
In addition to this lifetime income for one or two people, gift
annuities also provide immediate income, capital gains and
estate tax savings.
“I heard I could receive a very good return with a gift annuity. In
addition to fixed payments for life and helping the university,
I benefit from a large tax savings this year. Best of all, part of
each payment is tax free.”
Sample One-Life Annuity Payout Rates
(lower two-life rates are available)
AGE
ACTUAL PAY
OUT RATE
EFFECTIVE PAYOUT RATE*
75
5.80%
9.73%
80
6.80%
11.73%
85
7.80%
14.04%
90+
9.00%
16.80%
* effective payout rate reflects the impact of tax-free income and the up-front
charitable deduction, and assumes a 35% marginal tax rate
Learn More.
To learn more about how a charitable gift annuity can help
you and our mission, contact Senior Director of Advancement
Brad Snowden at (888) 697-2111 or [email protected].
Also visit www.su.edu/plannedgiving.
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