Partners Papers Issue 6

Partners Papers Issue Six Dec 2014 In this edition we have articles on: l I am truly grateful l Why work rocks! l The problem when we don’t know what the problem is l Beauty and the Beast l The bad, the good, and the ugly of disability income protection l Update on Partners Life High Five-0 Challenge in aid of the Mental Health Foundation As we look forward to Christmas and the summer holidays, we might reflect on the year gone, the personal highs and lows, the “what if’s”, and the “thank goodness it didn’t.” an insurance claim has meant for you, or even what problems having inadequate insurance has caused you. Your stories will qualify you for our draw to win one of our gift hampers. This edition of Partners Papers is themed around the value of work in our lives, and how disability income products can help when that work is interrupted by poor health. As 2014 draws to a close, for those of you planning to join Mal, Simon and the rest of the Partners Life team at The Dual, may I wish you hours of happy training and for all of our customers, may I wish you a happy, healthy and fun Christmas. We have a special story for you from a claimant, which we are sure you will find very moving, but we would also love to hear your stories about what your work means to you, what The thought of a long hospital stay triggered many anxieties. Family, home, work, income all passed through my mind. With an indeterminate recovery time ahead I had to quantify what I knew for sure. Work had my day to day tasks covered, the house didn’t need any maintenance, lawns and gardening were outsourced and bills were paid automatically. My wife, though very stressed, was going about her daily chores and appointments as normal and was making time to see me at least once a day. But how could I financially maintain this status quo while I was off work? Partners Life confirmed that I would receive an income protection payment each month. I showed the letter to my wife and I said, please celebrate today because one of our biggest worries has been put to rest. Over the next 2 months I contracted pneumonia, had another thrombosis in my right arm, internal bleeding and I was morphine dependent. I was being tube fed and had lost so much weight I couldn’t sit on a chair comfortably anymore. I wept constantly because I couldn’t seem to get well enough to go back to my Partners Life’s Simon Fisher has committed this year to run several of the legs of the Partners Life High Five-O Challenge to support Mal Law in his endeavour to raise $250,000 for the Mental Health Foundation. Training & more training… I am truly grateful One Friday night in May I was admitted to the emergency department of North Shore Hospital with severe stomach cramps, nausea and a fever. At the time I thought this was a bad stomach flu, at worst maybe appendicitis. After a weekend of multiple tests and significant pain, the results showed that I had both Polycythemia Vera and Essential Thrombocytosis. The Essential Thrombocytosis was causing my body to produce too many platelet cells which was causing my blood to clot which in turn had caused my hyper portal vein to clot and thus my digestive system had shutdown. I was in a for a long hospital stay. Running to help raise money for Mental Health “...is coming along very well. The early starts in Riverhead are really paying off normal life. I kept on having to remind myself of my blessings. I didn’t have to worry about money. I could lie back and just let the doctors, medicine and my body do their work. Patience. and it is great to be getting back to my fitness levels of 2010 after a couple of rubbish years with my health. I am feeling After surgery to correct a bowel blockage I reached a turning point in my recovery. Five weeks after the surgery and three months since I was first admitted, I was finally discharged. I was mentally traumatized, emaciated to the point where I didn’t want to look at myself in the mirror and was still not able to eat properly. Not being able to work was gnawing at me. I missed my colleagues and my day to day routine. The doctors told me I would need at least a month at home to recover. Again I took stock of what I could be thankful for. I could spend some time with my wife, get used to eating normal food again and do some small jobs in the garden and I didn’t have to worry about rushing back to work to earn a salary. better with each run and this has had a This is going to sound strange but looking back I am the lucky one. I only had to worry about my recovery. Income protection allowed me to take time to recover properly, my bills were paid, my home maintained and my wife didn’t have to worry about money. So when I returned home it was as if I had just popped out to the dairy to get some milk. Everything was as I remembered it. Health Foundation of New Zealand. All I am now happily back to full-time work with a new appreciation of how great my everyday life really is, plus a firsthand understanding of how important income protection insurance is. I am truly grateful. Shawn Marshall real positive effect on my overall health!” The subject of Mental Health is a big drive for Simon, as his uncle has battled with this illness throughout his life, but with a good support system his uncle has been able to live a relatively normal life. Giving others the same support is the aim of the Mental donations that they receive will contribute to getting the people the help they require. As of today Simon has raised a staggering $10,886.69 which puts him at number 2 on High Five-O runner’s leader board for sponsorship. The team at Partners Life is very proud of our Simon and we support every step he takes One of 5 Gift Hampers See inside for more details